/* Finalys — feuille de style unique (mobile first, sans dépendance) */
:root{--primary:#0066cc;--primary-dark:#004a99;--primary-soft:#e8f1fc;--secondary:#f39200;--on-secondary:#141c2b;--success:#1e7e34;--success-soft:#e7f5ea;--danger:#b42318;--danger-soft:#fdecea;--light:#f4f6f9;--dark:#141c2b;--muted:#5b6575;--border:#dfe3ea;--radius:14px;--shadow:0 1px 3px rgba(20,28,43,.08),0 1px 2px rgba(20,28,43,.04);--tabbar:64px}
*{margin:0;padding:0;box-sizing:border-box}
html{font-size:16px;-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;line-height:1.6;color:var(--dark);background:var(--light)}
img,svg{max-width:100%}
a{color:var(--primary)}
h1,h2,h3{line-height:1.25}
.container{max-width:1120px;margin:0 auto;padding:0 16px}
main{min-height:60vh}

/* En-tête */
.top{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:50}
.top .container{display:flex;align-items:center;justify-content:space-between;min-height:56px;gap:1rem}
.logo{font-size:1.25rem;font-weight:800;color:var(--primary);text-decoration:none;letter-spacing:-.02em}
.logo span{color:var(--secondary)}
.nav{display:none;list-style:none;gap:1.25rem}
.nav a{color:var(--dark);text-decoration:none;font-weight:500;font-size:.95rem}
.nav a:hover,.nav a[aria-current]{color:var(--primary)}
.top .btn{min-height:40px;padding:.5rem 1rem;font-size:.9rem}
.top .top-cta{display:none}
@media(min-width:900px){.nav{display:flex}.top .top-cta{display:inline-flex}}

/* Barre d'onglets mobile (navigation type application) */
.tabbar{position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--border);display:grid;grid-template-columns:repeat(5,1fr);padding-bottom:env(safe-area-inset-bottom)}
.tabbar a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;min-height:var(--tabbar);font-size:.7rem;font-weight:600;color:var(--muted);text-decoration:none}
.tabbar svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.tabbar a[aria-current]{color:var(--primary)}
.tabbar a.tab-cta{color:var(--on-secondary)}
.tabbar a.tab-cta span.ico{background:var(--secondary);border-radius:999px;padding:4px 14px;display:flex}
body{padding-bottom:calc(var(--tabbar) + env(safe-area-inset-bottom))}
@media(min-width:900px){.tabbar{display:none}body{padding-bottom:0}}

/* Boutons et formulaires */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;min-height:48px;padding:.75rem 1.25rem;border-radius:12px;border:0;font:inherit;font-weight:700;text-decoration:none;cursor:pointer;text-align:center;line-height:1.2}
.btn-primary{background:var(--secondary);color:var(--on-secondary)}
.btn-primary:hover{background:#ffa31f}
.btn-secondary{background:#fff;color:var(--primary);border:2px solid var(--primary)}
.btn-secondary:hover{background:var(--primary-soft)}
.btn-ghost{background:var(--primary-soft);color:var(--primary-dark)}
.btn-block{display:flex;width:100%}
.btn-sm{min-height:40px;padding:.4rem .8rem;font-size:.9rem}
input,select,textarea{font:inherit;font-size:16px;color:var(--dark);width:100%;padding:.7rem .8rem;border:1px solid var(--border);border-radius:10px;background:#fff;-webkit-appearance:none;appearance:none}
select{background-image:linear-gradient(45deg,transparent 50%,var(--muted) 50%),linear-gradient(135deg,var(--muted) 50%,transparent 50%);background-position:calc(100% - 18px) 50%,calc(100% - 13px) 50%;background-size:5px 5px;background-repeat:no-repeat;padding-right:2rem}
textarea{min-height:110px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgba(0,102,204,.15)}
input[type=range]{-webkit-appearance:auto;appearance:auto;padding:0;border:0;height:2rem;background:none;accent-color:var(--primary)}
input[type=checkbox]{width:22px;height:22px;-webkit-appearance:auto;appearance:auto;accent-color:var(--success);flex:none}
.form-group{margin-bottom:1rem}
.form-group label{display:block;font-weight:600;margin-bottom:.35rem}
.form-group small{color:var(--muted)}
:focus-visible{outline:3px solid rgba(0,102,204,.45);outline-offset:2px}

/* Mise en page */
section{padding:1.5rem 0}
.section-light{background:#fff}
.grid{display:grid;gap:12px;grid-template-columns:1fr}
@media(min-width:600px){.grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1000px){.grid{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;padding:1.1rem;border-radius:var(--radius);box-shadow:var(--shadow);border:1px solid var(--border)}
a.card{display:block;color:inherit;text-decoration:none}
a.card:hover{border-color:var(--primary)}
.text-center{text-align:center}
.breadcrumb{font-size:.85rem;color:var(--muted);padding:.75rem 0 .25rem}
.breadcrumb a{text-decoration:none}
.page-title{padding:.25rem 0 .75rem}
.page-title h1{font-size:1.6rem;margin-bottom:.35rem;letter-spacing:-.01em}
.page-title p{color:var(--muted)}
@media(min-width:769px){.page-title h1{font-size:2.1rem}}
.content-grid{display:grid;grid-template-columns:1fr;gap:1.25rem}
.content-grid>*{min-width:0}
@media(min-width:1000px){.content-grid{grid-template-columns:minmax(0,2fr) minmax(300px,1fr);gap:2rem}.sidebar-calc{position:sticky;top:72px;align-self:start}}
article{background:#fff;border-radius:var(--radius);padding:1.1rem;border:1px solid var(--border)}
@media(min-width:769px){article{padding:1.75rem}}
article h2,.content h2{font-size:1.3rem;margin:1.6rem 0 .6rem}
article h2:first-child,article>.faq:first-child h2{margin-top:0}
.content>p{margin-bottom:.75rem}
article p,article li{margin-bottom:.6rem}
article ul,article ol{padding-left:1.25rem}
.lead{font-size:1.05rem}
.legal{font-size:.82rem;color:var(--muted);margin:.75rem 0}
.info-box{background:#fff8e6;border-left:4px solid var(--secondary);padding:.85rem 1rem;border-radius:8px;margin:1.1rem 0;font-size:.95rem}
.rate-badge{display:inline-block;background:var(--primary-soft);color:var(--primary-dark);font-weight:700;padding:.3rem .65rem;border-radius:999px;font-size:.9rem}
.cta-block{background:var(--primary-soft);border-radius:var(--radius);padding:1.25rem;text-align:center;margin:1.75rem 0}
.cta-group{display:flex;flex-direction:column;gap:.6rem}
@media(min-width:600px){.cta-group{flex-direction:row;justify-content:center}}

/* Tableaux */
table{width:100%;border-collapse:collapse;font-size:.92rem}
th,td{padding:.6rem .65rem;text-align:left;border-bottom:1px solid var(--border);vertical-align:top}
th{background:var(--primary-soft);color:var(--primary-dark);font-weight:700;font-size:.85rem}
td.num,th.num{text-align:right;white-space:nowrap}
tr.hl td{background:#fff8e6;font-weight:700}
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:1rem 0;border:1px solid var(--border);border-radius:10px}
.table-wrap table{min-width:480px}
.table-wrap table.fit{min-width:0}

/* Listes */
.list-check{list-style:none;padding:0!important}
.list-check li{padding:.5rem 0 .5rem 1.6rem;border-bottom:1px solid var(--border);position:relative;margin:0}
.list-check li::before{content:"\2713";position:absolute;left:0;color:var(--success);font-weight:800}
.steps{counter-reset:s;list-style:none;padding:0!important}
.steps li{counter-increment:s;padding:.5rem 0 .5rem 2.5rem;position:relative}
.steps li::before{content:counter(s);position:absolute;left:0;top:.45rem;width:1.8rem;height:1.8rem;border-radius:50%;background:var(--primary);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-size:.85rem}

/* Faits clés */
.chips{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin:.75rem 0 1rem}
@media(min-width:600px){.chips{grid-template-columns:repeat(4,1fr)}}
.chip{background:#fff;border:1px solid var(--border);border-radius:12px;padding:.55rem .7rem}
.chip b{display:block;font-size:1rem}
.chip small{color:var(--muted);font-size:.75rem;text-transform:uppercase;letter-spacing:.03em}

/* Accueil : actions */
.hero{background:linear-gradient(160deg,var(--primary) 0%,var(--primary-dark) 100%);color:#fff;padding:1.75rem 0 1.5rem}
.hero h1{font-size:1.65rem;margin-bottom:.6rem;letter-spacing:-.01em}
.hero p{opacity:.95;margin-bottom:1rem}
@media(min-width:769px){.hero h1{font-size:2.4rem}.hero{padding:3rem 0 2.5rem}}
.actions{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
@media(min-width:769px){.actions{grid-template-columns:repeat(3,1fr)}}
.action{display:flex;flex-direction:column;gap:.35rem;background:#fff;color:var(--dark);text-decoration:none;border-radius:var(--radius);padding:.9rem;min-height:104px;border:1px solid var(--border);box-shadow:var(--shadow)}
.action:hover{border-color:var(--primary)}
.action svg{width:28px;height:28px;fill:none;stroke:var(--primary);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.action b{font-size:.98rem;line-height:1.25}
.action small{color:var(--muted);font-size:.8rem;line-height:1.3}
.action.go{background:var(--secondary);border-color:var(--secondary)}
.action.go svg{stroke:var(--on-secondary)}
.action.go small{color:var(--on-secondary)}

/* Modules interactifs */
.tool{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:1.1rem;margin:1rem 0;box-shadow:var(--shadow)}
.tool>h2,.tool>h3{margin-top:0}
.tool-head{display:flex;align-items:center;gap:.6rem;margin-bottom:.75rem}
.tool-head svg{width:28px;height:28px;flex:none;fill:none;stroke:var(--primary);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.tool-head h2,.tool-head h3{margin:0;font-size:1.15rem}
.field{display:flex;justify-content:space-between;align-items:baseline;gap:.5rem;font-weight:600}
.field output{color:var(--primary);font-weight:800}
.fields{display:grid;gap:.75rem}
@media(min-width:600px){.fields.two{grid-template-columns:1fr 1fr}}
.kpis{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin:1rem 0}
.kpi{background:var(--light);border-radius:12px;padding:.7rem .75rem}
.kpi small{display:block;color:var(--muted);font-size:.78rem;line-height:1.3}
.kpi b{display:block;font-size:1.25rem;line-height:1.3}
.kpi.main{grid-column:1/-1;background:var(--primary-soft)}
.kpi.main b{font-size:1.9rem;color:var(--primary-dark)}
.kpi.good{background:var(--success-soft)}.kpi.good b{color:var(--success)}
.kpi.bad{background:var(--danger-soft)}.kpi.bad b{color:var(--danger)}
.bars{margin:.75rem 0}
.bar{display:grid;grid-template-columns:5.5rem 1fr auto;gap:.5rem;align-items:center;font-size:.85rem;margin:.35rem 0}
.bar i{display:block;height:12px;border-radius:6px;background:var(--primary);min-width:2px;transition:width .25s}
.bar i.alt{background:var(--secondary)}
.split{display:flex;height:14px;border-radius:7px;overflow:hidden;margin:.4rem 0}
.split i{display:block;height:100%}
.split i:first-child{background:var(--primary)}.split i:last-child{background:var(--secondary)}
.legend{display:flex;gap:1rem;font-size:.8rem;color:var(--muted)}
.legend span::before{content:"";display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:4px;background:var(--primary)}
.legend span+span::before{background:var(--secondary)}
.note{font-size:.88rem;padding:.65rem .8rem;border-radius:10px;background:var(--light);margin:.5rem 0}
.note.warn{background:#fff8e6}
.note.ok{background:var(--success-soft)}
.seg{display:flex;gap:4px;background:var(--light);border-radius:12px;padding:4px;margin:0 0 1rem;overflow-x:auto}
.seg button,.seg a{flex:1 0 auto;min-height:44px;border:0;background:none;border-radius:9px;font:inherit;font-weight:600;font-size:.88rem;color:var(--muted);padding:0 .8rem;cursor:pointer;text-decoration:none;display:flex;align-items:center;justify-content:center;white-space:nowrap}
.seg [aria-selected=true]{background:#fff;color:var(--primary);box-shadow:var(--shadow)}
.js .panel[hidden]{display:none}
.rows{display:grid;gap:10px}
.row{border:1px solid var(--border);border-radius:12px;padding:.75rem;background:var(--light)}
.row-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:.5rem;font-weight:700}
.row-head button{background:none;border:0;color:var(--danger);font:inherit;font-size:.85rem;min-height:40px;cursor:pointer}
.row .fields{grid-template-columns:1fr 1fr;gap:.5rem}
.row .fields .full{grid-column:1/-1}
.row label{font-size:.8rem;font-weight:600;color:var(--muted);display:block;margin-bottom:.2rem}
.row input,.row select{padding:.55rem .6rem}
.row .implied{font-size:.82rem;color:var(--muted);margin-top:.35rem}
.check-line{display:flex;gap:.6rem;align-items:flex-start;font-size:.92rem;margin:.6rem 0}
details.more{margin:.75rem 0}
details.more summary{cursor:pointer;font-weight:700;color:var(--primary);min-height:44px;display:flex;align-items:center}

/* FAQ */
.faq h2{margin-top:1.75rem}
details.qa{border-bottom:1px solid var(--border)}
details.qa summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem;min-height:52px;padding:.6rem 0}
details.qa summary::-webkit-details-marker{display:none}
details.qa summary::after{content:"+";font-size:1.4rem;color:var(--primary);font-weight:400;flex:none}
details.qa[open] summary::after{content:"\2212"}
details.qa h3{font-size:1rem;margin:0}
details.qa p{padding:0 0 .9rem;margin:0;color:#2b3445}

/* Démarches : liste à cocher et frise */
.ck{list-style:none;padding:0!important}
.ck li{display:flex;gap:.7rem;align-items:flex-start;padding:.65rem 0;border-bottom:1px solid var(--border);margin:0}
.ck label{cursor:pointer}
.ck small{display:block;color:var(--muted)}
.ck-meter{height:8px;border-radius:4px;background:var(--light);overflow:hidden;margin:.4rem 0 .2rem}
.ck-meter i{display:block;height:100%;background:var(--success);width:0;transition:width .25s}
.timeline{list-style:none;padding:0!important;border-left:3px solid var(--primary-soft);margin-left:.6rem}
.timeline li{position:relative;padding:0 0 1rem 1.2rem;margin:0}
.timeline li::before{content:"";position:absolute;left:-9px;top:.3rem;width:15px;height:15px;border-radius:50%;background:#fff;border:3px solid var(--primary)}
.timeline b{display:block}
.timeline em{font-style:normal;font-size:.82rem;color:var(--primary-dark);background:var(--primary-soft);border-radius:999px;padding:.05rem .5rem}

/* Calculateur latéral */
.sidebar-calc{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:1.1rem;box-shadow:var(--shadow)}
.sidebar-calc h3{margin-bottom:.75rem}
.result-box{background:var(--primary-soft);padding:.9rem;border-radius:12px;margin:.9rem 0}
.result-box .big{font-size:1.8rem;font-weight:800;color:var(--primary-dark)}

/* Pied de page */
footer{background:var(--dark);color:#d6dbe4;padding:2rem 0 1.25rem;margin-top:2rem;font-size:.92rem}
.footer-grid{display:grid;gap:1.5rem;grid-template-columns:1fr 1fr}
@media(min-width:769px){.footer-grid{grid-template-columns:repeat(4,1fr)}}
.footer-col h3{font-size:.95rem;color:#fff;margin-bottom:.6rem}
.footer-col ul{list-style:none}
.footer-col li{margin-bottom:.35rem}
.footer-col a{color:#d6dbe4;text-decoration:none}
.footer-col a:hover{color:#fff;text-decoration:underline}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:1.5rem;padding-top:1rem;font-size:.82rem;color:#b5bdca}
.footer-bottom p{margin:.3rem 0}
@media print{.top,.tabbar,footer{display:none}}